Hiring the Perfect Home Improvement Company

Finding the right home improvement company for your next home improvement project can be an easy task if you plan it right. When you have a room that needs a fresh new More »

Basic Principles For Designing Your Dream House

Before setting your mind on a particular choice of plan or architectural design, take the time to read through the following pointers as set out below, subsequently you will be able to More »

Color Your Dream With Online Home Improvement Loan

In this expensive world, having a dwelling is rare! Generally, people opt for rented one. However, for those you have a home of their own and want to go for some or More »

Finding a House for Rent

Trying to find a house for rent can be very frustrating, to say the least. Most people complain that there just is not enough houses for rent to choose from. You might More »

A Few Guidelines to Consider When Looking for a House for Sale

When looking for a new home there are several items you should consider carefully before making your selection. These things range from the size of the home, to the neighborhood it’s located More »

Home Improvement Loan

Home improvement includes both major and minor changes that people make to their house. Some of these changes include painting walls, flooring, adding new fixtures to kitchen and bathrooms, installing heating and More »

 

How to Plan For Buying Your First Dream House!

Are you planning to buy your first house and lot? Did it ever occur to you of day dreaming owning beautiful house while at work? Well, let me guide you to your first house and lot then.

My first step is to draw up a plan of your dream house. Find out the maximum number of bedrooms you will need. If you intend to build a big house, it is best that you seek for an Architect’s professional service.

Determine the preferred sizes of the living room, bedrooms and the kitchen. Determine if you need a small lot or a big one. Aside from size of your house if you are planning have a bigger garden then you need to consider the lot area of the property that you are going to buy. Lastly, prepare a list of reliable lending institution where you can file for a housing loan.

HOW TO PLAN FOR YOUR FIRST HOUSE AND LOT

Are you planning to buy your first house and lot? Did it ever occur to you of day dreaming owning beautiful house while at work? If you are, then you are not alone. There are millions of people around the world who does not have their own house until now. If you are considering of buying one in the near future, then please continue reading this article. There might be questions in your mind on how to make it into reality. Questions like, how to finance it? How many rooms do I need? Well, let me guide you to your first house and lot then.

My first step is to draw up a plan of your dream house. This requires a long range planning from you and your partner in life. You have to prepare a set of questions and options and then check the ones that you think is best. Here are the suggested things you need to do.

o Find out the maximum number of bedrooms you will need. It is dependent on the number of children you want to raise or to the number of people who are going to stay in your house. This is critical because if it turns out that you will need more bedrooms or more space on your living room, then it will be very difficult and expensive to expand your house later on. If you intend to build a big house, it is best that you seek for an Architect’s professional service.

o Determine the number of toilet and bathrooms. This is dependent on the total number of occupants in you house.

o Determine the preferred sizes of the living room, bedrooms and the kitchen.

o Determine the size of your garage – This is dependent on the number of cars you plan to have.

o Determine if you need a small lot or a big one. Aside from size of your house if you are planning have a bigger garden then you need to consider the lot area of the property that you are going to buy.

o Is it a corner lot? Facing the morning sun? If you want these options, then prepare to pay a little bit more. Real Estate developers normally price it more than the regular lot and those that are facing sunset.

o Location – determine the farthest limit you will consider from your work place. Try to find a house less than an hour drive your work place. You will save money in the long run and most importantly is you save your travel time.

o It is preferred to be closer to schools, hospitals, shopping malls and parks. The value of this type of property appreciates faster.

o Determine your preferred neighborhood. Safety and security, clean, eco friendly is one of the main considerations in buying a property.

o Determine your financial capability and set up your budget range.

o Gather a list of top Real Estate Developers in your area. Compare it with your check list. Then eliminate those that do not coincide with your criteria. Choose a few of them and call the Real Estate agent for a site tripping.

o Lastly, prepare a list of reliable lending institution where you can file for a housing loan. You can ask for an assessment to find out what is your maximum lending capacity.

As a summary, yes you will need a lot of planning and preparation financially and mentally in making a decision to buy a house. The most important aspect is whether you will be safe, secured and comfortable with the property you are going to buy. You will have to consider also a clean and healthy environment. Owning your own house is one of the foundations of a happy family. I will you all to find your dream house very soon.

How to Stage a House For the Market

Faster Sale More Profit Stage It.

Staging is the process of getting a house ready to sell.

It is an important step; it is almost as important as pricing. Many For Sale by Owners make a mistake; they just put a sign in the yard and hope for a buyer. When you sell by owner, it takes careful preparation and planning.

In this article I’ll show you how to stage the house for the market so you sell faster and make more money.

The overall condition and appearance of a house is important in determining how fast it will sell and how much the buyer will pay.

Curb appeal is make or break.

Many buyers won’t view a house that doesn’t have curb appeal. Others are unable to look beyond your belongings once they’re in the house.

Buyers start making buying decisions at the curb. If a house doesn’t have curb appeal, you’ve lost a buyer.

You Never Get A Second Chance To Make A First Impression.

Buyers have built in discount clocks that start ticking at the curb.

They look for ways to reject your house and ways to discount your price. The buyer’s discount clock is always ticking.

Tic, Tic, Tic…

o Is the driveway clear and clean?

o Is the side walk free from clutter?

o Is the lawn mowed and edged?

o Is the house inviting?

o Is the sidewalk clean and clear?

Tic, Tic, Tic…

o Is the mailbox painted?

o Are box numbers easy to read?

o Are house numbers easy to read?

o Would colorful floors at the front door add appeal?

o Is the front door clean, new or newly painted?

o Is the entry porch clean and clear of stuff?

Does it sound like a pain, tending to all the details?

You do want top dollar don’t you?

Once inside the house ask yourself:

o Is the entry inviting?

o Is it well lit? Consider using full spectrum lighting.

o Is it clean and free of clutter?

o Would mirrors make the space seem larger?

You have to detach from the house.

The house is a property, not your “home.” Refer to it as a house, not your home. You are preparing the house, not your home, for the market. Make the distinction, it will help you stage the house. Is the buyer mentally moving in?

It’s imperative that a buyer sees himself/herself as living in the house. If they like the house, they’ll mentally move in.

You want the buyer to start thinking of it as their home.

You have to get rid of family portraits that line the stairs and halls. Too many personal memories can actually make the buyer feel guilty about taking you away from your home. Memory lanes are psychological turn offs for the buyer. You don’t want distractions.

You plan to move after you sell right?

o Start packing before you put the house on the market.

o Box up nicknacks, photos and stuff.

o Thin out.

o Box it.

o Store it.

o Have a garage sale.

o Streamline.

o Less clutter creates a sense of space.

o Less stuff makes a house inviting.

Come on, you can do it.

Consider storing or selling some of your furniture. Create wide walking spaces. Recliners and sofas, are great for living, but terrible for showing. Clear walking areas. Make the rooms appear larger.

Visit model homes. Notice how sparsely they’re furnished. This creates a sense of spaciousness. Go home and start weeding out your excess furniture and clutter.

Lots of lights.

Be sure there are working bulbs in all light fixtures. Consider full spectrum lighting as it gives a nice natural light without starkness. Turn on lights for showings.

Clear counters:

Goodbye toasters and kitchen appliances. Make the kitchen sparkle. Clean stove, broiler and oven. Clean the back splash. Buyers notice.

Bathrooms must sparkle:

o No wet towels.

o No toilet articles left out.

o Clean mirrors and shower doors.

Bedrooms:

o Beds made.

o Neat closets.

o Pick up clothes.

o Pack most of your clothes.

o Remove excess furniture.

o Create a sense of roominess.

If buyers are thinking move in, help them.

Open blinds and drapes and put a bouquet of cheery flowers on the table.

The garage counts too:

Clean the garage floor. Grease spots are a turn off.
Get rid of tools. Pack, hang or store them.

Would you buy this house? in its present condition, for the price you’re asking?

If your answer is not a resounding YES; then reconsider your price or improve conditions.

Consider hiring a professional decorator.

The Final List

o All Guns and jewelry put in a safe deposit box.

o Put away dog and children’s toys.

o Professionally clean all windows.

o Fresh paint pays for itself.

o Heat cinnamon in the oven – not necessary but nice.

o Dresser drawers orderly.

o Music – I vote no, buyers may hate your selection.

In summary you’ll want to:

o Create Openness try to make the house bright and cheery.

o Create spacious walking areas. Make everything shine.

o Approximate the look of a model home.

o Make a guest book.

o Make a flyer.

Good Luck Selling Your House.

Considering Palm Springs Houses for Sale and Why To Buy

Palm Springs is a world renowned resort town and has a lot to offer home-owners. Contrary to popular belief this city is really a moderately economical town in California where you can purchase your dream house. That’s not saying that we don’t enjoy visits from some of the wealthiest and famous people worldwide. I am just stating the case that Palm Springs is uniquely appealing to any taste. From a young college grad who wishes to move into his very first condominium to a well-off business person who desires to golf all winter and live behind the seclusion of a guarded gate. We have almost everything.

According to City-Data.com the average cost of residences on the market here in 2008 was $331,309. For the exact same time period the median house selling price in the all of California was $467,000. That is a savings of nearly 30% to reside in a top notch resort community.

If you are searching for Palm Springs houses for sale there are a few conditions you ought to know in order to comprehend price differences and the reason there can be such a difference in the prices based on the kinds of housing offered in the town of Palm Springs. In 2008 the average price of a detached house was $547,641 while condos or other attached units averaged merely $277,867. If you examine 2-unit structures such as duplexes, the price per home was $314,573. Tri- and Quad-plexes at the same time could have cost a buyer about $235,564 and homes with 5 plus units would have cost $193,221 on average.

According to the price levels previously mentioned, you may see that when looking at Palm Springs houses for sale, the kind of house you are shopping for can dramatically influence just how much you will have to shell out in Palm Springs. The more units in a development the less you will have to pay for your house. If you prefer a conventional home without attached walls you certainly will pay more than you would for any structure that is attached to others.

On top of that, when pondering Palm Springs houses for sale, due to the makeup of the area, you can find homes well into the millions. As of September 30th, 2010 the most expensive Palm Springs house for sale is “The Elrod House” and is currently being marketed at $13,890,000.00. This astonishingly high-priced home is also one of the most architecturally significant buildings on this planet. This home is visible on the south ridge from nearly anyplace in the city of Palm Springs. A fascinating fact about this home is that it was seen in the 1971 James Bond film “Diamonds are Forever.”

To swing the price scale the other way, you can get a manufactured home for as little as $24,990. That is an amazing price spread. The lowest priced residential home in the area costs less than 2/10ths of 1 percent of the cost of the priciest dwelling available for purchase in our town. This city truly has things for anyone.

Washington Home Improvement

Everyone wants their home to look clean and attractive. In certain climates however, this can require a constant stream of effort that would wear anybody out. Many areas of the Washington state area have climates, which are more prone to cause the weathering and corrosion of home exteriors. This article is designed to show you how simple Washington home improvement can be. You don’t have to work around the clock to maintain your home’s siding, paint job, windows or gutter systems—even if you live in Washington.

Siding in Washington
Washington home improvement, at least exterior Washington home improvement, starts with the right kind of siding. For most homes there are three types of siding that are recommendable.

Fiber Cement Siding
The first is Fiber Cement siding. Fiber Cement siding is beneficial if you are looking for a low initial cost. It doesn’t rot or burn and it resists insect damage. However, on the down-side, Fiber cement siding does not help to resist extreme temperatures, whether cold or hot. Fiber cement siding is also very heavy, which adds additional weight to the foundation of your home. It is brittle, (which leads to chipping from nails), and is more subject to air gaps and porous defects. Before you purchase this type of siding you should ask yourself how long you plan to keep your home. If you plan to keep your home for a long period of time it is recommendable that you purchase a siding that is more durable.

Cedar Siding
Another type of siding is Cedar siding. Cedar siding increases the value of your home, beautifies your home with a natural look, increases the resell value of your home and resists heat loss or gain. On the down-side, cedar siding has a high initial cost, has very thin boards, and is becoming more scarce, (which means that the price of cedar siding is continually on the rise.

Swedish Siding
The last type of siding that we recommend to your consideration is Swedish siding. Swedish siding increases the value of a home and offers a beautiful natural look. In addition, it increases the resell value of a home and resists heat loss or gain. It is thicker than most siding and the trees that are used to make this type of siding are generally 100 yrs old—which makes for more durable siding. Unlike cedar siding, Swedish siding comes in abundant supply and only the select heartwood is used. Finding siding in Washington that will increase the value of your home and which will require less maintenance doesn’t have to be a difficult process if you do your research from the beginning. Washington home improvement does not have to be difficult.

Painting for Washington Home Improvement
Another aspect of Washington home improvement is the painting service that you choose for the exterior of your home. When looking for a painting service it is recommendable that you contact a Washington paint contractor that will ‘prep’ your home carefully before applying a paint job. A good ‘prep job’ includes water prep (i.e. pressure washing of the gutters, eaves, siding and house trim for the removal of loose dirt and old paint). A dry prep process is also recommended as are scraping, sanding, caulking and filling. For more information in regards to these Washington home improvement processes, please contact a professional Washington paint contractor in your area.

Windows for Washington Home Improvement
For additional Washington home improvement we also recommend bay area vinyl windows. These windows are gorgeous, they let in lots of light and in many cases they are usually amenable to customization. Finding replacement windows in Washington that really contribute to the aesthetic qualities of your home doesn’t have to be a difficult process. Consult with a bay area window expert if you have questions.

Gutter Systems Improvement
No one wants gutter leaks, unsightly nail-heads, downspouts or clogged gutters. Make sure you get durable gutters for your home. A less-than-quality gutter can lead to other problems on the exterior of your home so if gutters are the problem at your house, they should be taken care of as quickly as possible, especially if you plan to live in your home for a long period of time.

Houses For Sale in Fredericton New Brunswick

Houses for sale in Fredericton have struck an all-time peak, and there appears to be no letting up in the distant future. With the ease of listing, selling and turning a profit from a house sale, it seems that many have chose to do just this, with success. Fredericton is the capital of New Brunswick and has experienced substantial economic maturation over the past 10 – 15 years. That, coupled with a substantial housing market, has fueled a big residential construction upsurge. The southside of the city is the more populated side of the river, and just recently there is less and less areas to develop. The larger commercialized and residential developments are now occurring on the “northside” of Fredericton New Brunswick.

If you resolve that flipping over a house might be for you, then your first task will be to talk to a real estate agent. Agents in Fredericton are really well versed in marketing homes for sale and have a very powerful rapport with the community and possible buyers or customers. Selling in private is always an alternative, but taking advantage of a real estate’s portfolio and selling skills is by and large the better decision. After a brief conversation with a real estate agent you will get a good sense of comparable households for sale in your price range, and you will be better able to place yourself in the housing market. Fredericton extends many differing regions and houses for sale within them, so adding your uniqueness to the mix is essential to gain leverage in a good housing market.

After deciding on what price you will ask for your house, you must resolve on what offer you would or could go for to close a deal. Potential buyers rarely, if ever, give full price for the house they are about to buy. They tend to make an “offer”. A general guideline is to be willing to swallow anywhere from 5-10% less of what you are expecting. Fredericton New Brunswick has some of the most choosy buyers, so be prepared for the offer, some counter offerings as well as some rejections. This is a part of the business of selling your home in Fredericton.

If you get an offer that is near to your asking price, then it is time to consider your next purchase. It’s more then likely a good idea to stay with the identical agent that sold your household in Fredericton New Brunswick to purchase your next house. You are now going from the seller to the purchaser, and have a lot of insight into how the system works. Use all the insight you gained from selling your previous household, when you go to purchase your new house.

Houses for sale [http://www.freddybeach.com/blog/real-estate/fredericton-new-brunswick-houses-for-sale] in Fredericton New Brunswick are plentiful in shape, size and price, so take your time and take advantage of the booming real estate market now.

Take Cheaper Finance Through Home Improvement Loans

Your home always needs improvement works which range from urgent repairs to adding rooms and modernization. To carry out these works you require large funds which in many instances become difficult to obtain through personal means. You can, however, take home improvement loan at lower interest rate and finish the improvement works. By utilizing home improvement loans you also add value to your home.

Home improvement loans are offered to borrowers under secured and unsecured options. Under the secured option, lenders provide home improvement loans on condition of getting a security called collateral. The collateral consists of the borrower’s any property like home, vehicle, valuable papers etc. After placing the collateral with the lender, position of the borrower in fact strengthens in terms of taking a higher amount loan and bargaining for lowered interest rate.

Lenders generally provide secured home improvement loan up to £250000 It is important to note that in instances where greater loan is required, lenders check equity in the collateral. As higher equity ensures greater security of the loan, the lender therefore has no problem in offering greater amount of loan. Borrowers should prefer taking the loan of their immediate requirement

In secured form, home improvement loans are provided at lower interest rate which is main attraction for the borrowers. The interest rate can be brought down further if borrower compares numerous loan packages showcased online by the lenders.

Borrows can repay secured home improvement loans in larger duration of up to 25 years. While deciding on repayment term, remember that amount paid under monthly installments get reduced for shorter repayment term while increases for longer period.

Unsecured home improvement loans are generally taken by tenants and non-homeowners who usually do not own a property worth placing as collateral. These borrowers take the loan on the basis of their financial position, steady income and credit score. The interest rate, however, may be higher as due to absence of collateral, the lender has to incur expenses towards insuring the loan. But these borrowers also avail the loan at comparatively lower interest rate comparing various loan packages.

People having bad credit are also eligible for home improvement loan. These borrowers should make improvements in their credit score by adding some positive developments like paying off easy debts, in their credit report. On FICCO scale, borrowers are given credit score from 300 to 850 and a score of 750 and above is considered as good and of without risk for a loan deal with borrowers.

Home Improvement Loans can add to your financial well being apart from taking care of your immediate requirements. You should pay monthly installments in time and see that the loan does not turn into a debt.

Secured Loans For Home Improvement – When You Can’t Buy A Luxury Home

A house is just perfect with chipped walls and broken taps. Is it? If you don’t think so, then home improvement loans is what you should be looking for. Home improvement is the resort for you, if your home is your personal hideout. Home improvement loans can aid you realize this plan. Home improvement usually takes a back seat due to lack of finances. If finances are an impediment, get secured home improvement loans. Secured loans for home improvement are a way of increasing home equity which is one of the most important added benefits. This implies not only your home will be comfortable but also its market cost is increased.

The thought process while taking loans is almost always diverted towards lower interest rates. Lower interest rates are very often the prime criteria of settling on a loan. But you must know that lower interest rates are not offered to anyone and everyone. The most obvious reason for lower interest rate being offered to you will be the fact that you are the homeowner. Secured home improvement loans are protected on borrower’s property and are dependent on the equity of the property. The property or home acts as the security for the loan and will therefore mean you have to give lower interest rates.

APR is the one that gives you a general idea of what your secured home improvement loan will cost. Go to the local bank and building society to get a general idea of the loans rates. You can also get an idea of loan rates on Google. Type “home improvement loans comparison” and it will provide you with the best deals immediately. Your loan lender is the one who will give you a good idea about what will be the total cost of repayment. Look out for hidden costs while settling down on secured loans for home improvement.

The secured home improvement loan rate is usually fixed and would vary from lender to lender. So browsing through the net would perhaps lead you to the better loan rate than the ones you closed on. Interest rates are negotiable for they are quite dependent on individual circumstances. The actual deal on secured loans for home improvement depend upon credit history, salary, age, joint or single application, collateral, amount to be borrowed and length of payback period.

The loan amount on Secured home improvement loans [http://www.easyfinance4u.com/secured_home_improvement_loans.html] vary according to the property type. A single family house would guarantee maximum £25,000 to £75,000 as loan amount. Don’t take more than you require on a secured home improvement loan. Don’t over improve your home for it might be difficult to recover the cost of improvement if the price tag of your house shows more than other houses in the locality. The loan term on secured loans for home improvement are very easily anywhere between 2 to 25 years.

Secured loans for home improvement can be made available at the time you are buying the house. This will work very smoothly in case your mortgage and home improvement loan do not overflow your available equity mark. Any kind of big or small improvements can be financed. Secured home improvement loans can be used for repairs, home extensions like, new conservatory, heating system, new kitchen and site improvements.

A secured loan for home improvement that is less than £25,000 can be called off within a week with no obligation under the 1974 Consumer Credit Act. You can take payment protection to protect your payment against any change of circumstance. If you do not opt for payment protection and find you can’t pay your monthly payments then discuss your situation with your lender. However, a secured home improvement loan does put your property at risk in situation of non repayment.

Home décor are oft quoted with high rates. This is usually the reason for putting off home improvement. Living in a house that needs repairs is not always a pleasant situation. You can’t be put them off and financial aid required is difficult to unearth. So, home improvement becomes a very irresolute condition. Make home improvement a win-win situation. How? – By taking secured home improvement loans. Chipped walls are falling and broken taps are leaking. They are doing this for a purpose – they want to be repaired. Repair them with secured home improvement loans.

Few identifiers are necessary to identify your kind of loan. An unprepared borrower might find it very confusing to get out of the jargon of loans in UK. A loans borrower/user demands for timely, reliable, accessible, comprehensive, relevant and consistent loan service.

Keep Your Dog And Your Wallet Safe With Cheap Dog Houses

Everyone loves their pets. Animals in general, and dogs in particular, make the perfect companions for singles and families alike. Just about the only negative thing associated with dog ownership is the expense. Fortunately, there are multiple ways to save money while taking care of your canine companions. You don’t have to spend a fortune on outdoor shelter for your pooch. There are cheap dog houses on the market that are just as safe, sturdy and durable as their more expensive counterparts. Making smart choices financially can make the joy of pet ownership less taxing on your wallet.

It would be terrible to refrain from adding a loving puppy or wonderful adult dog to your family over concerns about the cost of a dog house. Less expensive, more affordable options make the decision to adopt a canine pal easier. There’s no need to worry about the costs of owning a dog if you make frugal selections when you shop. Your dog won’t know the difference between the expensive brands and a cheaper alternative, but your dog will know the difference between living at the dog pound or pet store and living with your loving family. Make the decision to adopt a dog and shop smart to keep the costs down. You won’t regret it, and neither will the new pet in your life.

It is very important to keep your dog safe and sheltered whenever it is outdoors. Even if your dog spends the majority of its time indoors, there should be a suitable dog house outside in case it’s needed. For example, if you let your dog outside to play, it may suddenly begin to rain or snow. What if you are occupied indoors cooking dinner or feeding the baby? You might not realize that it has begun to rain. In the meantime, your precious pooch could be stuck outside in the pouring rain. If your dog has an outdoor shelter, it can hunker down in a dry, safe space until the sun comes out or you are ready to open the door. It’s the best way to ensure your pet stays safe.

Buying one of the quality cheap dog houses on the market is the perfect solution whether you have an outdoor pet or an indoor pet that occasionally goes outside. This shelter will ensure that your dog remains safe, warm and dry no matter what the weather brings. Best of all, one of these affordable dog houses won’t empty out your wallet. There are plenty of other expenses associated with having four-legged friends. By saving money on this important purchase, you will have plenty left over for things like vet bills, grooming sessions, obedience lessons and dog licenses. Dog food, collars, leashes, treats, little yellow raincoats and plaid sweaters all cost money. It’s a great idea to cut costs wherever you can so you will have enough left for all the care, nourishment and accessories that your pooch will need to live a happy, healthy and fulfilling life.

10 Reasons To Buy a Tiny House

Want to simplify your life? Want to lower your monthly expenses? Want to reduce your dependency on your job? Tiny houses may be the answer for you and your family.

Below is my list of the many benefits of owning a tiny home. Here we go…

Less initial cost
A tiny house is obviously smaller than a traditional home. There are less materials and the labor required to build it because of it’s size. Since tiny homes often have most of the features a traditional house has (kitchen, plumbing, roof, flooring) the price per square foot is usually more expensive. But since overall size of the house is so much smaller, the overall price is only a fraction of traditional homes.

Less energy consumption
Tiny homes require much less energy to heat and cool simply because they have much less interior air space. Since many tiny homes are on wheels, a tiny house owner could move their house under a large tree in the summer, and out into the sun during the winter. Two additional culprits for significant energy consumption are refrigerators and hot water heaters. Both are typically smaller in a tiny house and consume far less energy. Another use of energy is your own energy. It doesn’t take long to tidy up a very small dwelling. I have seen folks who have been very creative with reducing their tiny house’s energy consumption and making use of the fact that their home is very small. Solar panels, wood stoves, wind turbines, compost toilets, the list goes on and on.

Less water consumption and trash
If you have a small shower and small hot water heater, chances are your showers will be alot shorter. If you have a small trash can, chances are you will generate less trash. Using less water and producing less trash is both good for environment and your wallet.

Less cost for repairs
Repair costs for your tiny home are simply a matter of mathematics. The cost to replace the roof of a 2,000 square foot home will be alot less than the cost of a 300 square foot home. This is of course because of the reduction in materials and labor.

Less land to purchase and upkeep
A small dwelling will require less land reside on. Since many cities have restrictions on the size a home can be, you may be required to purchase land outside the city with no restrictions. Land outside the city is cheaper to purchase and the taxes are less. If you elect to buy a very small plot of land that your house will reside on, you’ll spend less time cutting grass. If you buy a regular sized lot, you’ll have more room your garden.

Less food
If you have a small pantry, you’ll have a small amount of food in your house. If you can look through your kitchen window and see fresh vegetables growing in it, you’ll spend less produce. By eating less food in your tiny house, you’ll keep your food bill and weight down.

Less taxes
Since the value of your tiny home and land is resides on is less valuable (assuming you choose to buy your land rather than lease) your tax bill will be less. The savings can go towards investments, retirement, college for your children, vacations, or donations to tinyhouselistings.com:-)

Less insurance
Insurance for your home can add up quickly, especially when it comes time to use it. Tiny houses cost much less to insure because they are less valuable. Many insurance companies consider tiny houses on wheels to be an RV. Since insurance companies aren’t non profits and are in business to make money, you will often have difficulty getting the money from them. By owning a tiny house you can minimize the amount you give to them in the first place.

Less interest paid
When I bought my first house, initially I was paying more towards interest than the principle. It’s no secret that over the course of a 30 year loan, you will pay more for interest than you will the house itself. Most tiny house owners elect to pay cash for their tiny house, or to pay it off quickly. The amount you save by avoiding interest will ultimately be a huge amount. More than enough to buy the in-laws a tiny house and have it located on the back (way back) of your property.

More disposable income
All of the above reasons I’ve listed for buying a tiny house have been focused on “less”. Less consumption, less money out of pocket. All of this leads to having more money in the bank at your disposal. If you write a list of your recurring expenses, you’ll quickly realize that costs associated with your home represent the majority of your expenses. By owning and living in a tiny house, you are slashing your living expenses at every level.

More freedom
Ok, 11 reasons. I saved the best for last. When you own and live in a small house, you free up your two most precious resources, money and time, not to mention some of Earth’s most precious resources…water and energy. Does your current standard of living prevent you from working at the job you want? Does it prevent you from going on vacations and taking time off when you like? Do you have to sacrifice spending time doing exactly what you want simply to pay your bills? Are you worried about the Earth and environment and leaving it in good shape for those that follow us? By living in a tiny house, you free up money by cutting expenses in a big way. You use less natural resources. You free up time by spending less of it cleaning and maintaining your home. You trade square feet for freedom.

How to Buy Houses For Back Tax – A Secret Technique That Will Make You Six Figures

If you’ve been considering taking the leap into property investing, now’s the time. Use this secret technique to buy houses for back tax with little to no competition for less than $200.

1. Avoid attending the tax sale. Too many bidders means not enough good deals. You also have to buy houses for back tax sign unseen, if you buy at tax sale. This is far too risky for anyone – let alone a beginner.

2. Wait for the end of the redemption period. The end of the redemption period will be your golden time. Mortgage companies have already bailed out mortgaged property at this point, leaving free and clear property. The owners that are left, either can’t pay their taxes or don’t want to. It’s easy to buy houses for back tax from these folks.

3. Obtain the tax-delinquent owners’ contact info. There are a ton of sites on the internet that can help you accomplish this. You can then contact them however you like, but calling always works best.

4. Get the deed. Since they’re just letting the property go, ask if they’d sign the deed over to you. Offer them $200 to take the time to sign over the deed to you. And that’s it – they’ll say yes most of the time, and that’s it – you’ve just learned the secret technique to buy houses for back tax for $200.

5. Take your profits – pay the back taxes or quickly sell the property. Finally, pay off the back tax, or liquidate the property quickly. If you have the money, pay off the tax bill and try to sell for retail, or rent it out. You don’t have to pay the taxes – with $200 invested, you can afford to sell to another investor and still profit big-time!

Try the above method and you’ll be pleasantly surprised at the results. And with so many foreclosures occurring, this is an amazing time to buy houses for back taxes. They’re cheap, they’re everywhere, and there’s no reason you can’t be as successful as the rest of the handful of investors who use this secret technique.

The current foreclosure rate won’t last forever – take advantage of it now.